JPYC & Stablecoin AML Coverage — Japan-Ready Transaction Monitoring
ChainAnalyzer now officially supports AML analysis for the Japanese-yen-pegged stablecoin JPYC, alongside the major global stablecoins (USDT, USDC, PYUSD, FDUSD). Pre-transfer address screening, FATF Travel Rule threshold detection, and automated compliance evidence capture are available in native Japanese.
Why stablecoin AML, now
Japan's June 2023 amendment to the Payment Services Act established the "electronic payment instruments" category, making Electronic Payment Instruments Handler registration mandatory for issuing or handling yen-pegged stablecoins. The June 2024 amended APTCP made originator/beneficiary information sharing mandatory for VASP-to-VASP transfers above roughly $3,000 (¥100,000) under the FATF Travel Rule. As JPYC expands and bank-issued stablecoins approach, running AML operations alone is no longer practical — operators need trusted AML infrastructure.
Supported stablecoins
ChainAnalyzer covers the following stablecoins across every supported chain:
- JPYC (yen-pegged, domestically issued, regulated as an electronic payment instrument)
- USDT (Tether), USDC (Circle), PYUSD (PayPal), FDUSD (First Digital)
- Liquidity analysis on major DeFi pools (Curve 3pool, Uniswap V3, Aave, Compound)
- Cross-chain tracking through Wormhole, LayerZero, Across, Stargate, Hop, and Synapse bridges
Key capabilities
- Pre-transfer risk screening — Receiving addresses are checked against OFAC SDN, our ScamDB, the known-entities registry (darknet markets, mixers, scam shops, no-KYC exchanges), Neo4j graph proximity, and ML anomaly scoring; CRITICAL / HIGH results are flagged before the transfer executes.
- Travel Rule threshold detection — Transfers above roughly $3,000 are automatically flagged, with originator / beneficiary metadata produced in a format ready to hand off to Sumsub, Notabene, TRP, or equivalent Travel Rule protocols.
- Automated compliance evidence — Azure OpenAI (GPT-5.2 / o3) generates Japanese-native compliance reports and audit-ready PDFs with a single click.
- Continuous monitoring — Watchlisted JPYC wallets are re-scanned hourly-to-daily with email and webhook alerts whenever risk changes.
- Follow Mode — Neo4j BFS exploration surfaces related wallets 1-3 hops away, catching stablecoin flows to anonymous exchanges via intermediate hops.
JPYC contract monitor
The built-in token contract monitor watches all JPYC mint / transfer / burn activity for five malicious patterns (P1 known-malicious, P2 address poisoning, P3 relay wallets, P4 rapid distribution, P5 statistical outliers) and sends email / webhook alerts on detection.
Typical use cases
- B2B settlement — SMEs in Tokyo paying business partners in JPYC, with pre-transfer AML screening
- E-commerce and creator economy — Pre-screening customer wallets when accepting JPYC
- Crypto exchanges and EPI handlers — Daily / monthly AML monitoring evidence base
- Financial institutions' AML teams — Independent on-chain corroboration of customer transactions
Pricing
Stablecoin coverage is available on Starter ($4.99/mo) or higher. The Pro plan ($19.99/mo) adds AI compliance reporting, Follow Mode, and Case Management (multi-address investigations). For enterprise deployments, contact us.